BudgetPilot helps you understand your spending, build better budgets, and reach your financial goals.
Free forever plan · No card required · Your data stays yours
Spent this month
$3,140
78.5% of budget
Remaining
$860
11 days left
Saved
$1,210
23% savings rate
AI money insight — You've spent 23% more on dining out than last month. Capping delivery at two orders a week would free about $120.
Share your income and regular costs in a three-step setup. No bank connection required.
BudgetPilot drafts realistic category limits from your real numbers — edit anything you like.
Track spending, spot overshoots early, and let the advisor suggest the next best move.
Category limits drafted from your actual habits, then optimised each month as your spending shifts.
See which categories run hot, which subscriptions went quiet, and where the recoverable money sits.
Emergency fund, holiday, a new laptop — track progress and know exactly what to contribute monthly.
A clear written recap of what went well, what to watch, and the single biggest opportunity ahead.
“I finally understand where my money goes. The monthly review reads like advice from a friend who's seen my statements.”
“The budget it drafted was closer to reality than the one I'd been maintaining by hand for two years.”
“Cancelling two forgotten subscriptions paid for the year in the first week.”
Start free. Upgrade when the AI features earn their keep.
$0/mo
Everything you need to start.
$9.99/mo
For people optimising every month.
$19.99/mo
Deep analysis and forecasting.